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Privacy Policy

Legal disclaimer

The information provided on this website is for general informational purposes only and is not intended to be legal, tax, investment, or insurance advice. While we strive to keep the content accurate and up to date, BrightOak Assurance makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the site.

 

All insurance products and services referenced on this website are subject to availability and qualification, and may not be available in all states. Policy terms, conditions, exclusions, and limitations may apply. Final eligibility for any product is determined by the issuing insurance company.

 

BrightOak Assurance is an independent insurance agency licensed in the state of Texas. We do not represent or endorse any specific insurance company unless explicitly stated. Quotes and rates provided through this site are non-binding and subject to change based on underwriting and carrier approval.

 

By using this website, you agree not to rely solely on the information provided and to consult directly with a licensed insurance agent or qualified advisor for personalized advice regarding your specific insurance needs.

Privacy Notice

BrightOak Assurance

 

Effective Date: August 1, 2025

 

At BrightOak Assurance, your privacy is important to us. This Privacy Notice outlines how we collect, use, disclose, and safeguard your personal information when you interact with us, whether through our website, in person, or by other means.

1. Information We Collect

 

 

We may collect the following types of personal information:

 

  • Contact Information: Name, address, phone number, and email address

  • Identification Details: Date of birth, Social Security number, driver’s license number

  • Financial Information: Income, payment history, account numbers, credit information

  • Health Information: Medical history and other health-related details necessary for underwriting

  • Usage Information: When you visit our website, we may collect IP address, browser type, and pages visited

 

 

 

 

 

2. How We Use Your Information

 

 

We use your personal information to:

 

  • Provide life and health insurance quotes and services

  • Process applications and claims

  • Communicate with you about your policy

  • Comply with legal and regulatory obligations

  • Improve our services and website functionality

 

 

 

 

 

3. Information Sharing

 

 

We may share your information with:

 

  • Insurance carriers and underwriters

  • Service providers who help us operate our business

  • Legal or regulatory authorities when required by law

  • Other parties with your consent

 

 

We do not sell your personal information.

 

 

 

 

4. Data Protection

 

 

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure.

 

 

 

 

5. Your Rights

 

 

You have the right to:

 

  • Access and correct your personal information

  • Request restrictions on certain uses or disclosures

  • Withdraw your consent where applicable

  • File a complaint if you believe your privacy rights have been violated

 

 

To exercise your rights, please contact us at:

 

BrightOak Assurance

Email:

esteban@brightoakassurance.com

Office:

(956)923-4141

Mobile:

(956)518-6876

 

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